Many individuals find themselves in debt and pursued by creditors demanding payment, often at a time when the debtor can't afford to pay.

The Chapter 7 federal bankruptcy laws can stop debt collection and provide a clean slate for many individuals.

Unsecured debts such as medical bills and credit card debt can be discharged (forgiven) through the Chapter 7 bankruptcy process. Holders of these unsecured debts (creditors) are then forbidden to harass or "dun" their former debtors as soon as the Chapter 7 bankruptcy application is filed.

If your bank accounts is being garnished, or you are being sued for collection of debts, those issues can be resolved through the Chapter 7 bankruptcy process.

Request a free consultation with Ochuns Tax & Services to learn more and find out if bankruptcy is the right solution for you..